Before you begin the search for your home, it's important to determine your needs. You'll find details for our step-by-step plan in the links below, so that the buying process is fun and exciting! From choosing the type of home best suited to your needs up to the day of moving, this Buyer's Guide ensures an enjoyable experience.

Determining your needs

What does your future lifestyle hold? How many bedrooms will you one day require? Your preschoolers will be teens some day. Are you planning to stay in your home that long? Determine your needs before you move in.

Arranging a mortgage

Learn the ins and outs of mortgages. What are your different options? What is a pre-approved mortgage? Everyone wants your business, but it's up to you to look after your interests.

The offer

Congratulations! You've found the perfect home. Unfortunately, this can be the most stressful part of your buying experience. Read about the eight basic elements, the various offer strategies, and discuss this with your CHFS expert.

Closing

Closing day is here. Who's involved, and exactly what goes on? Relax, all of these details are outlined right here for you to read. Your CHFS agent, mortgage broker and lawyer will give you the details on steps and timing.

The move

What can you expect on moving day? Here you'll find tips to reduce costs, hassles, and stress, as well as a moving checklist and calendar.